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Medical Bills - Do Medical Bills Affect Your Credit

This video gives a basic answer to the question of do medical bills affect your credit. You can also visit http://97ef5fq21l02hwf-e0dmtk8m7y.hop.clickbank.net to learn how to start the process of repairing your credit.

The question of do medical bills affect your credit is very common. It may not be a simple answer of yes or no. Hospitals, or medical office, billing departments typically do not report to the credit bureaus. Therefore as long as they are handling the account and processing the payments, it is not ever listed on your credit report at all. If you miss a payment, or become 30, 60, or even 90 days past due it is still not reported to the credit bureaus. Therefore it is still not ever listed on your credit report.

However, at some point, that hospital or medical office billing is going to send it to a collections agency. And it is at this point that it is placed on the credit report as an unpaid collection. And as you probably already know a collection is not good and it will bring down your credit score.

So the answer to the question, do medical bills affect your credit report; the answer is No as long as it is with the medical company. And Yes if it ever goes to collections.

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